Commercial Bridge Loan & Refinance (BRRRR) Modeler

Underwrite commercial value-add acquisitions, 12-month bridge holding costs, and 75% LTV permanent debt cash-out proceeds.

Acquisition & Value-Add Rehab

As-Is Purchase Price ($)

CapEx / Renovation Budget ($)

Bridge Loan Rate (% IO)

Bridge Loan Points / Fees (%)

Stabilized After-Repair Value (ARV $)

Permanent Refinance LTV (%)

100% CAPITAL RETURNED (INFINITE RETURN)

Permanent Refinance Loan

$1,875,000

Net Cash Returned to Sponsor

+$125,000

Retained Sponsor Equity in Stabilized Asset

$625,000 Free Equity

Sponsor recovers 100% of out-of-pocket capital plus $125k tax-free refinance cash-out.