Monthly Subscription Audit & Trim Sheet

Printable 1-page financial audit checklist to identify duplicate apps, hidden recurring charges, and reclaim \$150+/month.

MONTHLY SUBSCRIPTION & RECURRING EXPENSE AUDIT

Cash Flow Optimization & Forgotten App Slasher • 2026 Edition
Audit Month
__________________
Total Active Services
______ Services
Monthly Burn
$ _____ / mo
Target Monthly Savings
+$ ________________

1. Streaming Video & Music

Netflix / Max / Hulu: Keep only 1 active at a time; rotate monthly.
Spotify / Apple Music: Convert solo ($11.99) to Family ($3.99/person).
YouTube Premium: Audit background play vs free ad-block browser.
Audible / Podcasts: Cancel unused credit banks (reclaim $15/mo).

2. AI, Cloud & Software Tools

ChatGPT Plus / Claude Pro: Cancel if using less than 3x per week.
iCloud / Google One: Audit 2TB tiers down to 200GB family tier.
Password Managers: Switch paid tiers to Bitwarden (100% free).
Adobe Creative Cloud: Negotiate 50% discount on cancellation screen.

3. Fitness, Health & Memberships

Commercial Gym: Freeze account if not visited in the last 30 days.
Meditation Apps: Replace Calm/Headspace with free YouTube timers.
Fitness Wearable Subs: Evaluate Whoop/Oura monthly SaaS cost.
Gym Classes: Audit ClassPass credits versus direct drop-in rates.

4. Delivery, Shopping & Banking

Amazon Prime ($139/yr): Split household membership or pause.
DashPass / Uber One: Cancel; reduces impulse food delivery orders.
Bank Monthly Maintenance Fees: Switch to 0-fee online banks.
Cell Phone Plan: Switch from major carrier ($80) to MVNO ($25/mo).
Generated by SubSlash.tools • Personal Expense Slasher Suite. Subscription Audit Protocol 2026

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